Individual and Portfolio Models
This classification relates to the way a loan is guaranteed.
Individual Model
Individual borrowers are approved by the guarantor and are directly linkedwith a participating institution. The borrowers still have to fulfill [...]
Direct and Indirect Guarantees
Direct and Indirect Guarantees
This classification relates to the relation between the borrower and the scheme.
Direct Guarantees
The donor agency seeking to establish a guarantee fund acts as the
guarantor [...]
Credit guarantee
Credit guarantee is an alternative business in order preservation or protection of the risk of credit losses that may occur, where the risk of loss should be measured financially.
In terms, guarantee is [...]